Owner's title insurance
Protects the buyer against title defects, undisclosed liens, forged instruments, and heirs who surface after closing.
Home/Crimson Title Services
Confidence in every closing.
Title insurance, escrow, and closing coordination for residential and commercial property transfers throughout Middle Tennessee — run by people who have sat on both sides of the closing table.
Title & settlement services
End-to-end coverage, from search to recording
A clear title is not a formality — it is what makes the sale hold up years later. Here is everything we handle.
Lender's title insurance
Protects the lender's security interest for the life of the loan — required on virtually every financed transaction.
Title search & examination
A full public-records search for liens, easements, encumbrances, and breaks in the chain of title.
Escrow services
Neutral third-party management of funds and documents until every condition of the contract is satisfied.
Closing coordination
Scheduling, document preparation, signing, disbursement, and recording — tracked to the county clerk's stamp.
Commercial closings
Entity documentation, corporate resolutions, and multi-party commercial transfers of any size.
Working estimators
Run the numbers before you list
Two live calculators — no email gate, no waiting for a callback. Figures are good-faith estimates for planning; your actual quote comes from the filed rate table and the signed contract.
Title & closing fee estimator
For Tennessee purchase and refinance transactions.
Seller net sheet
What a seller actually walks away with, after the loan payoff and the costs of sale.
Military & veteran services
Honoring those who served
Fort Campbell sits at the edge of our service area, and PCS timelines do not care about business hours. We build closings around deployment schedules, not the other way around.
- VA loan title support — VA-specific requirements, documentation, and fee handling.
- Remote online notarization — for deployed or remote-duty service members.
- Power of attorney closings — coordinated with your lender well before the signing date.
- Flexible scheduling — evenings, weekends, and time-zone-aware appointments.
Specialized service for our military community
We understand PCS moves, VA loan requirements, and remote closings. Tell us the report date and we will work backward from it — including coordinating with a lender in another time zone and getting documents to a spouse handling the closing alone.
Talk to us about a VA closing
Digital closing tools
Fewer trips to the bank
Modern closings should not require a paper check and a drive across town. These capabilities go live with the office in August 2026.
Digital earnest money
Buyers submit earnest money online through a secure, trackable platform — with instant confirmation for the buyer and the agent, and a full audit trail for the file.
Platform integration (TrustFunds, Earnnest, or equivalent) configured at launch.
Instant net sheets
Generate a professional seller net sheet during the listing appointment. Adjust price or concessions and watch proceeds recalculate live.
Remote online notarization
Secure identity verification and audio-visual notarization for out-of-state buyers, investors, and deployed service members.
Subject to Tennessee RON requirements and lender acceptance.
What to expect
The closing, step by step
Most people close on a house two or three times in their life. Here is the whole sequence, so nothing on closing day is a surprise.
Before you wire anything
Call our office at a number you already have and confirm the wire instructions verbally. We will never send changed wire instructions by email. Read the wire fraud guide →
1
Contract & order opened
We receive the executed contract, open the file, and confirm the closing date with all parties.
2
Title search & examination
Public records searched for liens, judgments, easements, and chain-of-title defects.
3
Commitment issued & cleared
Requirements and exceptions are listed, then cleared — payoffs ordered, releases obtained.
4
Closing disclosure & figures
Final numbers reconciled with the lender and reviewed with buyer and seller in advance.
5
Signing
Typically one to two hours. Bring a government photo ID and, for cash to close, a wire sent after verbal verification.
6
Funding, recording & policy
Funds disburse, the deed and deed of trust record with the county, and the final policy issues.
Title FAQ
Common title & closing questions
Custom in Tennessee generally has the seller paying for the owner's policy that protects the buyer, and the buyer paying for the lender's policy. Custom is not law — allocation is negotiable and is set by your purchase contract.
The lender's policy protects the lender, not you. An owner's policy is what defends your equity against a forged deed, an unknown heir, an unreleased lien, or a boundary claim — and it is a one-time premium that lasts as long as you own the property.
Typically real estate commissions, the owner's title policy, state transfer tax of $0.37 per $100 of consideration, prorated property taxes, recording fees, and any negotiated concessions — commonly landing in the 6–10% range with commissions as the largest piece. Use the net sheet above for your specific numbers.
Thirty to forty-five days for a financed purchase; ten to fifteen days for cash. The pace is usually set by the lender's underwriting, the property valuation, and how quickly title requirements clear.
A valid government-issued photo ID, your Social Security number, proof of homeowners insurance for a purchase, and any documents your lender requested. Cash to close should be wired in advance — after you verbally verify the instructions — or brought as a cashier's check if the amount is small.
August 2026. We are accepting inquiries and scheduling conversations now so files are ready to open on day one. In the meantime, Crimson Solutions handles mobile notary and loan signing work statewide.
Ready to open a title order?
Send us the contract — or just the address — and we will tell you what the file needs and what it will cost.